Job Objective
Ensures the quality of in-scope credit risk models and related credit risk analysis.
Key Responsibilities
- Monitor the automation of credit assessment platform and design scorecard assessment procedure for new products
- Working with Big Data Project, Credit bureau companies to evaluate, analyze and implement to increase the efficiency of using information for credit assessment
- Collaborate with Credit Score Models Validation Management (Team) to perform regular validation, ensure the objectiveness in evaluation the performance of credit scoring models
- Develop, finetune and optimize calculation function used in credit scoring models.
- Participate on the core projects to ensure the proper processes are implemented.
- Execute regular backend score models calculations when required
- Develop and support scorecard monitoring reports, and to regularly monitor score models to ensure that models work effectively
- Other tasks assigned by Risk Modeling and Big data Manager
Qualifications & Requirements
Education & Experience
- University degree in computer science, mathematics, statistics, financial or its equivalent.
- At least 02 years of experiences in data analysis and modeling, Consumer Finance or Retail Banking is preferred. Solid experience with scoring is required.
Skills & Attributes
- Solid knowledge in Credit Risk and Risk Management
- Ability to conduct statistical analysis and modeling.
- Ability to use statistics software R/ Python/ SAS...
- Proficient in using SQL/ Oracle
- Experience in scoring modeling, strategy and implementation
- Proficient in using Excel to conduct analysis.
- Know how to estimate loss rate, PD, Recovery
Other requirements
- Good organizational, communication, present skill
- Fluent in English
REASONS TO JOIN SHBFINANCE:
A professional, open working environment that emphasizes 5 core values: “Smart – Honest – Brave – Friendly – Cooperation”:
- Working hours: Monday to Friday, with a 1.5-hour lunch break.
- Friendly and open-minded colleagues who value individual development.
- Spacious open office with all necessary equipment provided for work.
Special attention to employees:
- Competitive compensation package with regular salary increases. Total income can reach up to 14 months' salary per year.
- Lunch allowance of up to 1,200,000 VND/month.
- Exclusive healthcare benefits with comprehensive SHB FC Care insurance.
- Annual health check-ups at top hospitals in Vietnam, along with social insurance benefits as per state regulations.
- Annual company trips and team-building activities.
Focused on supporting personal development:
- Guidance, companionship, and career development support from experienced, talented managers.
- Opportunities to participate in major projects, leading in the consumer finance sector.
- Support for learning activities, knowledge exchange, and cultural interaction (Training, Seminars, ETC.).