Senior Portfolio Analytics and Reporting Executive

Risk Division

Work Location Ho Chi Minh

Job Level Experienced (Non - Manager)

Job Type Permanent

Qualification Bachelor

Experiences 2 - 3 Years

Salary Negotiable

Industry Banking, Finance / Investment

Deadline to Apply 07/03/2026

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Hướng dẫn ứng tuyển

Bước 1: Điền vào Mẫu thông tin ứng viên SHB Finance , tải mẫu tại đây,
Bước 2: Chọn nút "Nộp Đơn" bên trên để ứng tuyển.
Bước 3: Sau khi hoàn tất bước nộp đơn, check email của Bạn được gửi từ Tuyển dụng SHB Finance – Thư xác nhận ứng tuyển thành công để nắm thông tin và hướng dẫn tuyển dụng tại SHB Finance.

Chúc Bạn Sức khỏe và Thành công.

Job Benefit

Laptop
Insurance
Travel opportunities
Allowances
Uniform
Incentive bonus
Health checkup
Training & Development
Salary review
Business Expense
Seniority Allowance
Annual Leave

Job Description

Key Responsibilities

Develop and automate periodic reports to monitor approval and rejection rates by product and region, and analyze detailed reasons for rejections.
Analyze and evaluate the credit portfolio using analytical techniques such as Vintage, Was–Is, Flow Rate, and Lag/Coin Delinquency analysis.
Support credit portfolio quality management by preparing risk analysis reports, including:

- Business performance, application assessment, and approval outcomes

- Credit quality status, credit risk exposure, and non-performing loan (NPL) quality

- Provisioning levels and loss ratios

- Other risk-related reports as assigned

Analyze data to support the development and enhancement of credit and product policies.
Regularly monitor portfolio quality, conduct in-depth risk analysis, and propose appropriate credit risk management solutions.
Calculate KPIs and incentive schemes for teams within the credit appraisal and debt collection centers.
Participate in debt classification and prepare provisioning reports, State Bank reports, and regulatory information reports for credit institutions.

Job Requirement

A. Skills, Knowledge, Experience

Qualifications: Bachelor’s degree or higher, or an equivalent degree in a related field involving data, such as Applied Mathematics, Statistics, Econometrics, Banking and Finance, Information Management, Operations Research, etc.
Experience: At least 3 years of experience in portfolio report analysis or similar fields.
Language Proficiency: Good reading and writing skills in English.
Understanding of Products, Services, and Policies: Knowledge of consumer finance products and services.

B. Competency and Professional Skills

Skill Requirements: Proficient in using query languages and data processing tools such as SQL, Python, etc.
Proficient in report development software: Advanced skills in Excel, Power BI, etc.
Experience working directly with portfolio quality control metrics: Familiarity with metrics such as Vintage, Was-Is, Delinquency, Flow Rate, Lag/Coin Delinquency.
Data Analysis: Ability to analyze data to support the development/modification of credit policies and product policies.
Experience in implementing loan classification reports, provisioning reports, SBV reports, and information reports for credit institutions.

REASONS TO JOIN SHBFINANCE:

A professional, open working environment that emphasizes 5 core values: “Smart – Honest – Brave – Friendly – Cooperation”:

Working hours: Monday to Friday, with a 1.5-hour lunch break.
Friendly and open-minded colleagues who value individual development.
Spacious open office with all necessary equipment provided for work.

Special attention to employees:

Competitive compensation package with regular salary increases. Total income can reach up to 14 months' salary per year.
Lunch allowance of up to 1,200,000 VND/month.
Exclusive healthcare benefits with comprehensive SHBFC Care insurance.
Annual health check-ups at top hospitals in Vietnam, along with social insurance benefits as per state regulations.
Annual company trips and team-building activities.

Focused on supporting personal development:

Guidance, companionship, and career development support from experienced, talented managers.
Opportunities to participate in major projects, leading in the consumer finance sector.
Support for learning activities, knowledge exchange, and cultural interaction (Training, Seminars, ETC.)

Job tags: Senior Portfolio Analytics and Reporting Executive

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