A. Knowledge & Experience
- Bachelor’s degree or higher in Applied Mathematics, Statistics, Data Science, Econometrics, Finance & Banking, or related fields.
- Strong foundation in:
- Probability and Statistics
- Data Analysis
- Solid understanding of Machine Learning algorithms (e.g., Regression, Classification, Tree-based models, etc.).
- Experience in building or applying data models is a strong advantage.
- Prior exposure to consumer finance or credit-related domains is preferred.
B. Skills & Competencies
- Modeling mindset: Ability to develop, evaluate, and improve analytical models.
- Business mindset: Strong interest in business and ability to translate data insights into business value.
- Analytical thinking: Ability to extract insights from data and translate them into actionable recommendations.
- Programming skills (preferred):Python / SQL / R
- Communication skills: Ability to present analytical findings clearly to stakeholders.
- Proactive, curious, and eager to learn with a continuous improvement mindset.
Nice-to-have
- Experience in credit risk modeling (e.g., PD, LGD, EAD).
- Familiarity with credit portfolio metrics (e.g., NPL, delinquency, vintage analysis).
- Experience working with large-scale datasets or big data environments.
REASONS TO JOIN SHBFINANCE:
A professional, open working environment that emphasizes 5 core values: “Smart – Honest – Brave – Friendly – Cooperation”:
- Working hours: Monday to Friday, with a 1.5-hour lunch break.
- Friendly and open-minded colleagues who value individual development.
- Spacious open office with all necessary equipment provided for work.
Special attention to employees:
- Competitive compensation package with regular salary increases. Total income can reach up to 14 months' salary per year.
- Lunch allowance of up to 1,200,000 VND/month.
- Exclusive healthcare benefits with comprehensive SHBFC Care insurance.
- Annual health check-ups at top hospitals in Vietnam, along with social insurance benefits as per state regulations.
- Annual company trips and team-building activities.
Focused on supporting personal development:
- Guidance, companionship, and career development support from experienced, talented managers.
- Opportunities to participate in major projects, leading in the consumer finance sector.
- Support for learning activities, knowledge exchange, and cultural interaction (Training, Seminars, ETC.)